All Nepal Bank SWIFT Codes and Routing Numbers (Updated 2026)

Suraj had been doing freelance data analysis work for a company in the Netherlands for eight months. Every month, they sent his payment through a bank wire to his Siddhartha Bank account in Koteshwor. Everything worked fine.

Then the Dutch company changed their payment processor. The new system asked for a "BIC/SWIFT code." Suraj did not know what that was. He typed "Siddhartha Bank routing number" into Google. Half the results showed a 9-digit number for US ACH routing. Nepal does not use ACH routing numbers. He typed "Siddhartha Bank SWIFT code." Three different sites showed three slightly different codes. One was for a branch that had merged years ago.

He went to the Koteshwor branch. The teller gave him a printed slip. It said SIDDNPKA. He went home, entered it into the Dutch payment form, and the money arrived in three business days.

The answer was eight characters. The search for it took two hours. This page exists so that search takes thirty seconds.

Complete SWIFT Code List: All 20 Nepal Commercial Banks (2026)

Every code below is verified from SWIFT's own database and cross-referenced with official bank sources. The table is sorted alphabetically for easy scanning.

Source: SWIFT Global Directory and official bank websites, verified May 2026. Nepal Rastra Bank (NRB) SWIFT code: NRBLNPKA (central bank, not for retail wire transfers). Always confirm with your bank before initiating any international transfer. Bank mergers may result in code changes: confirm with your branch if your bank recently completed a merger.

Most Searched SWIFT Codes: Tap to Copy

These are the most frequently searched codes. Tap any code to copy it directly to your clipboard.

What Is a SWIFT Code?

No technical background needed. After reading this section you will know exactly what a SWIFT code is, why it exists, and how to use it correctly.

SWIFT stands for Society for Worldwide Interbank Financial Telecommunication. It is a global messaging network that banks use to send money internationally. The SWIFT code is like a bank's mailing address on this network. Without it, an international wire has no idea which bank to deliver the money to.

Nepal does not use IBAN (the long number used in Europe and Gulf countries). Nepal also does not use ACH routing numbers (the 9-digit number used in the US for domestic transfers). For any international wire transfer into Nepal, the SWIFT/BIC code is the only bank identifier you need alongside your account number.

How to Read a Nepal SWIFT Code

Take Nabil Bank's code as the example: NARBNPKA

How to Use a SWIFT Code Correctly: Filling the Wire Transfer Form

When filling in an international wire transfer form, most platforms ask for the same set of fields. Here is what goes where so your transfer reaches Nepal without delays.

Correspondent Bank Details: Required for USD and Some Currency Transfers

When someone sends USD from the US (or GBP from the UK, EUR from Europe), the money typically travels through a correspondent bank before reaching your Nepal bank. Some international payment forms ask for the "Intermediary Bank SWIFT code" or "Correspondent Bank."

Nepal banks maintain correspondent relationships with major international banks. This changes occasionally. Always confirm the current correspondent bank details directly with your Nepal bank before giving them to the sender. Below are the commonly used correspondent banks for major Nepal banks as of 2026.

Nepal Bank Routing Numbers: SWIFT vs ACH Explained

Do Nepal banks have routing numbers? This is one of the most Googled questions related to Nepal banking. The short answer: Nepal does not have routing numbers in the US or international sense.

Routing numbers (also called ABA routing numbers) are a US-specific system managed by the American Bankers Association. They identify US banks within the US domestic banking system. Since Nepal banks are not US banks, they do not have ABA routing numbers.

When a form asks for a "routing number" and you are sending money to a Nepal bank, what the form is actually asking for depends on the context:

Common Wire Transfer Mistakes to Nepal (and How to Avoid Them)

When a wire transfer goes wrong, money gets delayed or returned — sometimes with fees deducted. These are the mistakes that happen most often when sending money to Nepal banks.

Receiving Freelance Payments from Payoneer, Wise, and Similar Platforms

Many remote workers and freelancers in Nepal use platforms like Payoneer, Wise (formerly TransferWise), and Deel to receive foreign income. These platforms typically convert and send to Nepal banks via SWIFT, but with some important nuances.

NRB Rules for Receiving Foreign Currency: What You Need to Know

When foreign currency arrives in your Nepal bank account from abroad, a few NRB rules apply. These apply to everyone receiving international wires into a Nepal bank account.

Nepal Rastra Bank permits residents to receive foreign currency income from legitimate sources including employment abroad, freelance digital services, remittances from family, and business income. The bank converts USD (or other currencies) to NPR at their TT buying rate on the date the wire is credited.

For larger or recurring wire transfers, your bank may ask for documentation of the source of funds. This is a standard NRB Know Your Customer (KYC) requirement. Acceptable documents include a contract letter, invoice, or employer payment statement. For freelancers, a screenshot of your Payoneer or platform payment record is commonly accepted at most banks.

There is no individual cap on the amount of foreign currency you can receive into a Nepal bank account for declared legitimate income. Banks may apply internal scrutiny thresholds for large single transfers above certain amounts, but this is handled case by case and is not a blanket restriction on receiving amounts.

Frequently Asked Questions: Nepal Bank SWIFT Codes

Quick Reference: All Nepal Bank SWIFT Codes

Suraj's two-hour search for eight characters is now a thirty-second scroll for anyone who finds this page. The code he needed, SIDDNPKA, was always just one verified source away.

Confirm the code with your bank, verify your account number, request a payment instruction letter, and for larger or recurring transfers, always have documentation ready for your bank's KYC process.